Metropolis Musings

Worst nightmare | September 28, 2009

Everyone has different fears and it sure is easy to scoff at one’s fear you may not share.  So I want you to think of what scares you the most, got it?  Well that’s what I experienced today.  Are you shaking in your boots?  Are you on the verge of a breakdown?  Is your heart racing as you stave off the anxiety?

I went to my first doctor appointment at my student health center today.  (Come on people, if it just crossed your mind that I would have that kind of anxiety over a doctor appointment you clearly don’t know me.)  Nay, the appointment was fine.  Well, on second thought, you do have to wonder what respectable doctor works out of a student health center.  She had me pronounce and explain a handful of my disorders, inspires confidence.  This is neither here nor there, I was not going for medical advice, I was just using her.

Apparently in the great borough of Manhattan one needs referrals for specialty appointments.  Since those are essentially the only doctors I see, and see them I do, I needed to get my hands on some of those referrals!  So I meet with this doctor and she clicks away at her computer screen till she has entered in all my necessary specialists.  Since I waived the student health insurance and opted to keep my Blue Cross of CA, she directed me down to Billing & Insurance to talk with a gal regarding my referrals and who I can see.

So downstairs I go a-skipping, disturbingly excited to get back on my doctor wagon.  When I finally talk with my new friend in insurance she looks at my card which reads that my insurance is only valid for emergencies when used outside of California.  Well, I’m minorly concerned, but I know I’ve used it in Massachusetts countless times and there has never been an issue.  She amiably says, “let’s find out” and proceeds to call my insurance.

All I can say is, wow.  I hate dealing with insurance companies and medical bills and to watch someone do this as their job, well a piece of me died inside for this poor lady.  Horrible.  After she was given the run around and transferred from one unhelpful person to the next, she finally got her answer.

(Cue the utter fear and anxiety…)

I am not insured outside of California except for emergencies.

WHAT?!  How could this happen?  She said they probably just changed my policy.  Well I could not dial my father fast enough as I walked out of the office wanting to cry and yell all at once.  This of course all came to a surprise to my father as well, who had done extensive research regarding my insurance leading up to my matriculation.

Several phone calls later between insurance companies, my father and the student health center, we cleared up the confusion.  Congratulations, me.  I have health insurance.

Trivial as this may be to some, it turned my world upside down for an hour.  I couldn’t even bring myself to tell my mother for the certain panic that she would experience.  I stay out of the political health care debate, but for people like me to be uninsured, to say it’s a nightmare is an understatement.  Because once it begins, you’ll never wake up out of it.

So that was the terror that was my day.  And in the spirit of this, I would like to share some phobias with you:

Aeronausiphobia – Fear of vomiting secondary to airsickness.

Albuminurophobia – Fear of kidney disease.

Arachibutyrophobia – Fear of peanut butter sticking to the roof of the mouth.

Bolshephobia – Fear of Bulsheviks.

Defecaloesiphobia – Fear of painful bowels movements.

Dextrophobia – Fear of objects at the right side of the body.

Lutraphobia – Fear of otters.

Paraskavedekatriaphobia – Fear of Friday the 13th. (Try to say that one!!!)

Symbolophobia – Fear of symbolism.

And I shall add my own…

Uninsuraphobia-fear of being uninsured.

I will not judge your phobia, don’t judge mine.

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Posted in Health

1 Comment »

  1. I found out a few months ago that my car insurance had been cancelled without warning and the company had never bothered to tell me so I had been driving around for several weeks without insurance. Then, in order to reinstate the SAME policy, I had to pay my premium for the entire year, aka over $1000, on the spot. Thank God for credit cards, and damn those insurance companies.

    Comment by Sarah — October 12, 2009 @ 10:24 pm


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